DETERMINANTS OF SHORT TERM MISMATCH IN ISLAMIC BANKS

• Main Authors: ISKANDAR BUDIMAN, ALFIAN, NURLINA
• Format: Article in Journal/Newspaper
• Language: English
• Published: 2022
• Subjects: Determinants; Short Term Mismatch; Sharia Banking; The Pointers
• Online Access: https://zenodo.org/record/6640975; https://doi.org/10.5281/zenodo.6640975

Abstract Abbreviated constituent Mismatch (STM) is individual of the pointers in liquidness correspondence which give an account of the proportion of short-run assets property compared to short-run liabilities. The exploitation of the STM correspondence of shariah commercial-grade deposit in Indonesia from 2016-2020 business agreement to vacillate which buoy be deficient for the wellness of the bank. This evaluation was conducted to psychoanalyse the consequence of majuscule sufficingness correspondence (CAR), Non-Performing funding (NPF), operative expenditures and operative funding (BOPO), funding to sedimentation correspondence (FDR), thirdly congregation resources (DPK), ostentatiousness and deposit Indonesia Syariah certification (SBIS) toward shariah deposit liquidness in Indonesia. The collections euphemistic pre-owned in this contemplate was less important collections from jan 2016 to December 2020 with purposeful distribution techniques. The collections were analysed victimisationing aggregate one-dimensional retrogression analysis. The consequences showed that automobile and DPK variables did not satisfy the multicollinearity indispensable test. in consequence automobile and DPK variables were excluded from the model. The consequences of the T-test in aggregate one-dimensional regressions showed that the variables FDR, inflation, and SBIS chalk up a fragmentary chain reaction on the STM changeable patch NPF and BOPO chalk up no fragmentary chain reaction on STM variables.