ZDRAVSTVENO VARSTVO ŠTUDENTOV

• Main Author: Frešer, Petra
• Other Authors: Senčur Peček, Darja
• Format: Bachelor Thesis
• Language: Slovenian
• Published: [P. Frešer] 2016
• Subjects: študent; zdravstveno varstvo; zdravstveno zavarovanje; obvezno zdravstveno zavarovanje; nujno zdravljenje.; student; health service; health insurance; compulsory health insurance; emergency treatment.; info:eu-repo/classification/udc/364.22(043.2); sami
• Online Access: https://dk.um.si/IzpisGradiva.php?id=54499; https://dk.um.si/Dokument.php?id=80172&dn=; http://www.cobiss.si/scripts/cobiss?command=DISPLAY&base=cobib&rid=5052971&fmt=11

Zdravstveno varstvo je eno izmed najpomembnejših področij socialne varnosti in ima velik pomen za vse skupine ljudi, ne zgolj za študente. K zdravstvenemu varstvu prištevamo tudi zdravstveno zavarovanje. Zdravstveno zavarovanje delimo na obvezno, za financiranje katerega se plačujejo prispevki, in prostovoljno, znotraj katerega je najpomembnejše dopolnilno, za katerega se plačujejo premije. Z obveznim zdravstvenim zavarovanjem, v katerega morajo biti vključene vse skupine ljudi določene z zakonom, se financirajo zdravstvene storitve v odstotku, določenim z zakonom. Osebam, ki imajo sklenjeno dopolnilno zdravstveno zavarovanje pa to krije razliko do polne vrednosti storitev. Zdravstveno zavarovanje je za študente urejeno nekoliko drugače, kot za ostale skupine ljudi. Študentom, ki se redno šolajo, je do določene mere olajšana vključitev v zavarovanje, saj so zavarovani kot družinski člani (največkrat otroci) zavarovanca. To pomeni, da se zanje prispevki ne plačujejo, zavarovanje pa jim krije vse zdravstvene storitve za zdravljenje in rehabilitacijo do polne vrednosti, zato dopolnilnega zdravstvenega zavarovanja ne potrebujejo. Študenti, ki so že dopolnili 26. let ali pa začnejo izpolnjevati katere druge pogoje, določene z zakonom, ne morejo več biti zavarovani kot družinski člani (otroci) zavarovanca in si morajo tako obvezno kot dopolnilno zavarovanje urediti sami. Študenti, ki niso zavarovani so upravičeni zgolj do nujne medicinske pomoči. Health service is one of the most important areas of social security and has great significance for all groups of people, not just for students. Health service also includes health insurance. Health insurance is devided into compulsory and supplementary health insurance. Compulsory health insurance includes all groups of people defined by law. Compulsory health insurance covers medical services up to a certain height. The rest is covered by supplementary health insurance. Health insurance is for students organized differently than for other groups of people. At time of study, student up to the age of 26 is treated as a family member of the insured person (in most case parents through which the student is insured) and is entitled to all services covered by the compulsory and supplementary health insurance. Students do not have to pay anything for insurance. People who lost their student status, students of 26 years of age and students who fulfill other conditions laid down by law must arrange compulsory and supplementary health insurance by themselves, because they could no longer be insured as a family member. Students who are not insured are entitled only to emergency medical treatment.