No income, no asset
No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan.NINA programs are ostensibly created for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly used in situations where aggressive mortgage lenders and brokers did not want any trouble qualifying otherwise non-qualifying loans, thus becoming a significant factor in the subprime lending crisis. A significant number of NINA loans were never possible for the applicant to repay and have resulted in defaults for this reason, as laid out in detail by investigative reporters, including the reporting of ''This American Life'' and ''Planet Money'' that culminated in the Peabody- and Polk- award winning episode "The Giant Pool of Money." Provided by Wikipedia
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7001by Pettex, EmelineContributors: “...NINA Trondheim...”
Published 2011
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7002by Pettex, EmelineContributors: “...NINA Trondheim...”
Published 2011
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7003by Pettex, EmelineContributors: “...NINA Trondheim...”
Published 2011
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7004by Albert, Céline, Bråthen, V. S., Descamps, S, Anker-Nilssen, T, Cherenkov, A, Christensen- Dalsgaard, S, Danielsen, J, Erikstad, K. E., Gavrilo, M, Hanssen, S. A., Helgason, H. H., Jónsson, J. E., Kolbeinsson, Y, Krasnov, Y, Langset, M, Lorentzen, E, Olsen, B, Reiertsen, T. K., Strøm, H, Systad, G. H., Tertitski, G, Thompson, P. M., Thórarinsson, T. L., Bustamante, Paco, Moe, B, Fort, JérômeContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Marine Ecology Progress Series (2021)
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7005by Arevalo, Elorri, Drouineau, Hilaire, Tétard, Stéphane, Durif, Caroline M. F., Diserud, Ola, Poole, W. Russell, Maire, AnthonyContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Scientific Reports (2021)
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7006by Morten, Frederiksen, Moe, Borge, Daunt, Francis, Phillips, Richard A., Barret, Robert T., Bogdanova, Maria I., Boulinier, Thierry, Chardine, John W., Chastel, Olivier, Chivers, Lorraine S., Christensen-Dalsgaard, Signe, Clément-Chastel, Céline, Colhoum, Kendrew, Freeman, Robin, Gaston, Anthony J., González-Solís, Jacob, Goutte, Aurélie, Grémillet, David, Guilford, Tim, Jensen, Gitte H., Krasnov, Yuri, Lorentsen, Svein-Hakon, Mallory, Mark L., Newell, Mark, Olsen, Bergur, Shaw, Deryk, Sten, Harald, Strom, Hallvard, Systad, Geir H., Thorarinsson, Thorkell L., Anker-Nilssen, TychoContributors: “...Division of Arctic Ecology (NINA)...”
Published in Diversity and Distributions (2012)
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7007by Nevoux, Marie, Finstad, Bengt, Davidsen, Jan Grimsrud, Finlay, Ross, Josset, Quentin, Poole, Russell, Hojesjo, Johan, Aarestrup, Kim, Persson, Lo, Tolyanen, Oula, Jonsson, BrorContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Fish and Fisheries (2019)
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7008Genetic roadmap of the Arctic: plant dispersal highways, traffic barriers and capitals of diversity.by Eidesen, Pernille Bronken, Ehrich, Dorothee, Bakkestuen, Vegar, Alsos, Inger Greve, Gilg, Oliver, Taberlet, Pierre, Brochmann, ChristianContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in New Phytologist (2013)
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7009by Albert, Céline, Bråthen, V. S., Descamps, S, Anker-Nilssen, T, Cherenkov, A, Christensen- Dalsgaard, S, Danielsen, J, Erikstad, K. E., Gavrilo, M, Hanssen, S. A., Helgason, H. H., Jónsson, J. E., Kolbeinsson, Y, Krasnov, Y, Langset, M, Lorentzen, E, Olsen, B, Reiertsen, T. K., Strøm, H, Systad, G. H., Tertitski, G, Thompson, P. M., Thórarinsson, T. L., Bustamante, Paco, Moe, B, Fort, JérômeContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Marine Ecology Progress Series (2021)
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7010by Smith, Reyd, Yurkowski, David, Parkinson, Kyle J.L., Fort, Jérôme, Hennin, Holly, Gilchrist, H. Grant, Hobson, Keith, Mallory, Mark, Danielsen, Jóhannis, Garbus, Svend, Hanssen, Sveinn, Jónsson, Jón Einar, Latty, Christopher, Magnúsdóttir, Ellen, Moe, Børge, Parsons, Glen, Sonne, Christian, Tertitski, Grigori, Love, OliverContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Science of The Total Environment (2021)
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7011by Doutrelant, Claire, Grégoire, Arnaud, Gomez, Doris, Staszewski, Vincent, Arnoux, Emilie, Tveraa, Torkild, Faivre, Bruno, Boulinier, ThierryContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Journal of Avian Biology (2013)
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7012by Martinet, Baptiste, Lecocq, Thomas, Brasero, Nicolas, Biella, Paolo, Urbanová, Klára, Valterová, Irena, Cornalba, Maurizio, Gjershaug, Jan Ove, Michez, Denis, Rasmont, PierreContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Systematic Entomology (2018)
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7013by Goutte, Aurélie, Barbraud, Christophe, Herzke, Dorte, Bustamante, Paco, Angelier, Frédéric, Tartu, Sabrina, Clément-Chastel, Céline, Moe, Børge, Bech, Claus, Gabrielsen, Geir W, Ove Bustnes, Jan, Chastel, OlivierContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Environmental Pollution (2015)
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7014by Rohtla, Mehis, Daverat, Françoise, Arts, Michael, Browman, Howard, Parzanini, Camilla, Skiftesvik, Anne Berit, Thorstad, Eva, van der Meeren, Terje, Vøllestad, Leif Asbjørn, Durif, Caroline M.F.Contributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Canadian Journal of Fisheries and Aquatic Sciences (2023)
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7015by Rohtla, Mehis, Daverat, Françoise, Arts, Michael, Browman, Howard, Parzanini, Camilla, Skiftesvik, Anne Berit, Thorstad, Eva, van der Meeren, Terje, Vøllestad, Leif Asbjørn, Durif, Caroline M.F.Contributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Canadian Journal of Fisheries and Aquatic Sciences (2023)
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7016Do foraging ecology and contaminants interactively predict parenting hormone levels in common eider?by Smith, Reyd A., Fort, Jérôme, Legagneux, Pierre, Chastel, Olivier, Mallory, Mark, Bustamante, Paco, Danielsen, Jóhannis, Hanssen, Sveinn, Einar Jónsson, Jón, Magnúsdóttir, Ellen, Moe, Børge, Parenteau, Charline, Parkinson, Kyle J.L., Parsons, Glen, Tertitski, Grigori, Love, OliverContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in General and Comparative Endocrinology (2023)
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7017Do foraging ecology and contaminants interactively predict parenting hormone levels in common eider?by Smith, Reyd A., Fort, Jérôme, Legagneux, Pierre, Chastel, Olivier, Mallory, Mark, Bustamante, Paco, Danielsen, Jóhannis, Hanssen, Sveinn, Einar Jónsson, Jón, Magnúsdóttir, Ellen, Moe, Børge, Parenteau, Charline, Parkinson, Kyle J.L., Parsons, Glen, Tertitski, Grigori, Love, OliverContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in General and Comparative Endocrinology (2023)
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7018by Durif, Caroline, Arts, M, Bertolini, F, Cresci, A, Daverat, Françoise, Karlsbakk, E, Koprivnikar, J, Moland, E, Olsen, E, Parzanini, C, Power, M, Rohtla, M, Skiftesvik, A, Thorstad, E, Vøllestad, L, Browman, HContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in ICES Journal of Marine Science (2023)
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7019by Durif, Caroline, Arts, M, Bertolini, F, Cresci, A, Daverat, Françoise, Karlsbakk, E, Koprivnikar, J, Moland, E, Olsen, E, Parzanini, C, Power, M, Rohtla, M, Skiftesvik, A, Thorstad, E, Vøllestad, L, Browman, HContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in ICES Journal of Marine Science (2023)
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7020by Doutrelant, Claire, Grégoire, Arnaud, Gomez, Doris, Staszewski, Vincent, Arnoux, Emilie, Tveraa, Torkild, Faivre, Bruno, Boulinier, ThierryContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Journal of Avian Biology (2013)
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