No income, no asset
No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan.NINA programs are ostensibly created for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly used in situations where aggressive mortgage lenders and brokers did not want any trouble qualifying otherwise non-qualifying loans, thus becoming a significant factor in the subprime lending crisis. A significant number of NINA loans were never possible for the applicant to repay and have resulted in defaults for this reason, as laid out in detail by investigative reporters, including the reporting of ''This American Life'' and ''Planet Money'' that culminated in the Peabody- and Polk- award winning episode "The Giant Pool of Money." Provided by Wikipedia
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6741by Tremblay, Yann, Cherel, Yves, Oremus, Marc, Tveraa, Torkild, Chastel, OlivierContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Journal of Experimental Biology (2003)
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6742by Tremblay, Yann, Cherel, Yves, Oremus, Marc, Tveraa, Torkild, Chastel, OlivierContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Journal of Experimental Biology (2003)
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6743by Tartu, Sabrina, Goutte, Aurélie, Bustamante, Paco, Angelier, Frédéric, Moe, Borge, Clément-Chastel, Céline, Bech, Claus, Gabrielsen, Geir Wing, Bustnes, J. O., Chastel, OlivierContributors: “...Division of Arctic Ecology (NINA)...”
Published in Biology Letters (2013)
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6744by Tartu, Sabrina, Goutte, Aurélie, Bustamante, Paco, Angelier, Frédéric, Moe, Borge, Clement-Chastel, Céline, Bech, Claus, Gabrielsen, Geir Wing, Bustnes, Jan Ove, Chastel, OlivierContributors: “...Division of Arctic Ecology (NINA)...”
Published in Biology Letters (2013)
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6745by Nordstad, T., Moe, B., Bustnes, J.O., Bech, C., Chastel, Olivier, Goutte, Aurélie, Sagerup, K., Trouvé, Colette, Herzke, D., Gabrielsen, Geir WingContributors: “...Division of Arctic Ecology (NINA)...”
Published in Environmental Pollution (2012)
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6746by Tartu, Sabrina, Angelier, Frédéric, Herzke, Dorte, Moe, Borge, Bech, Claus, Gabrielsen, Geir Wing, Bustnes, Jan Ove, Chastel, OlivierContributors: “...Division of Arctic Ecology (NINA)...”
Published in Science of The Total Environment (2014)
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6747by Kråkenes, Lars Mikkjel HusContributors: “...Jane Uhd Jepsen, NINA – Norwegian Institute of Nature Research...”
Published 2023
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6748by Laparie, Mathieu, Vindstad, Ole Petter, Heinänen, Emma, Ims, Rolf Anker, Jepsen, Jane UhdContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published 2018
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6749by Laparie, Mathieu, Vindstad, Ole Petter, Heinänen, Emma, Ims, Rolf Anker, Jepsen, Jane UhdContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published 2018
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6750Published in Communications Earth & Environment (2022)Contributors: “...Whitney, Nina M. (author)...”
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6751by Ane, Haarr, Ketil, Hylland, Norith, Eckbo, Gabrielsen, Geir Wing, Herzke, Dorte, Bustnes, Jan Ove, Blévin, Pierre, Chastel, Olivier, Moe, Borge, Hanssen, Sveinn Are, Sagerup, Kjetil, Katrine, BorgåContributors: “...Division of Arctic Ecology (NINA)...”
Published in Environmental Toxicology and Chemistry (2018)
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6752by Tartu, Sabrina, Goutte, Aurélie, Bustamante, Paco, Angelier, Frédéric, Moe, Borge, Clément-Chastel, Céline, Bech, Claus, Gabrielsen, Geir Wing, Bustnes, J. O., Chastel, OlivierContributors: “...Division of Arctic Ecology (NINA)...”
Published in Biology Letters (2013)
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6753by Tartu, Sabrina, Goutte, Aurélie, Bustamante, Paco, Angelier, Frédéric, Moe, Borge, Clement-Chastel, Céline, Bech, Claus, Gabrielsen, Geir Wing, Bustnes, Jan Ove, Chastel, OlivierContributors: “...Division of Arctic Ecology (NINA)...”
Published in Biology Letters (2013)
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6754by Tartu, Sabrina, Goutte, Aurélie, Bustamante, Paco, Angelier, Frédéric, Moe, Borge, Clément-Chastel, Céline, Bech, Claus, Gabrielsen, Geir Wing, Bustnes, J. O., Chastel, OlivierContributors: “...Division of Arctic Ecology (NINA)...”
Published in Biology Letters (2013)
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6755by Tartu, Sabrina, Goutte, Aurélie, Bustamante, Paco, Angelier, Frédéric, Moe, Borge, Clement-Chastel, Céline, Bech, Claus, Gabrielsen, Geir Wing, Bustnes, Jan Ove, Chastel, OlivierContributors: “...Division of Arctic Ecology (NINA)...”
Published in Biology Letters (2013)
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6756by Ane, Haarr, Ketil, Hylland, Norith, Eckbo, Gabrielsen, Geir Wing, Herzke, Dorte, Bustnes, Jan Ove, Blévin, Pierre, Chastel, Olivier, Moe, Borge, Hanssen, Sveinn Are, Sagerup, Kjetil, Katrine, BorgåContributors: “...Division of Arctic Ecology (NINA)...”
Published in Environmental Toxicology and Chemistry (2018)
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6757by Yang, ShuContributors: “...David C. Finger, Sibylle von Löwis of Menar, Guðrún Nína Petersen...”
Published 2021
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6759
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6760by Dupuis, Benjamin, Amélineau, Françoise, Tarroux, Arnaud, Bjørnstad, Oskar, Bråthen, V, Danielsen, Jóhannis, Descamps, Sébastien, Fauchald, P, Hallgrimsson, G. T., Hansen, E, Helberg, Morten, Helgason, H. H., Jónsson, J. E., Kolbeinsson, Yann, Lorentzen, Erlend, Thompson, Paul, Thórarinsson, T, Strøm, HallvardContributors: “...Norwegian Institute for Nature Research (NINA)...”
Published in Marine Ecology Progress Series (2021)
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